The nation’s largest credit union rejected more than half its Black conventional mortgage applicants | CNN Business
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A major credit union serving military members and veterans rejected more than half of its Black conventional mortgage applicants

I’m not super happy with the lack of supporting data, just colorful graphs and a lot of emotional anecdotes but there is a clear disparity that I think warrants greater investigation. I love the credit union movement and was shocked to read this article. I would love to hear your opinions lemmings!

  • lurch (he/him)@sh.itjust.works
    15·
    11 months ago

    In the US lots of forms have race or ethnicity input fields. It always baffles me as a European. Like how is that relevant, except for discrimination.

    • zigmus64@lemmy.world
      17·
      11 months ago

      I think the logic is to track data like this… I’ve never understood it either though…

      • MechanicalJester@lemm.ee
        3·
        11 months ago

        Very much for this. In schools in decent states the students self identity. That is then used to look for over representation in suspension or expulsion.

        How else can mathematically prove bias or discrimination?

        Individually, the ethnicity is known or presumed by staff but without it being known systemically it can’t be addressed systemically.

      • ryathal@sh.itjust.works
        1·
        11 months ago

        It’s easier to ask for it upfront and ban companies from using than try and reconstruct the data to analyze after the fact. There scale of discrimination was so severe in housing the government forces this information to be collected and reported for all applications, because it’s easier to detect the discrimination that way. There’s also penalties for not submitting the race or ethnicity on enough applications.