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Joined 11 months ago
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Cake day: August 17th, 2023

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  • I don’t really understand why passwords are so hard. Take two words that have meaning to you. Two number sequences that are important. Then lastly decide on two symbols. That’s eight different passwords if you use one of each in that order, more if you want to mix the order. Now set rules to each. One word for personal one for business. One number set for fun the other for essential. The symbols are rather arbitrary but I try and stick with one for passwords I’m forced to make the other for passwords and logins I’m wanting to make. Obviously make unique passwords for any important stuff like baking and such but with this method I can log into accounts over ten years old within the first two tries. Usually it’s the user name or tag that gives me the real trouble.




  • The thing I don’t see anyone talking about is how you can either go in and tell your bank to no longer allow your account to go in the negative making it so your funds just stop and can’t spend more negating overdraft fees. Or, like I did go in and open a credit line specifically designed to withdraw when you overdraft. This also negates the fee. It does accrue interest like any credit if you are unable to pay it back when it’s due but still you don’t have overdraft fees. Like overdraft fees are just lazy people tax. Not even poor people tax cause it’s super easy to get them to go away. 🙄