Same here. Mullvad’s awful policy that essentially limits you to having their client installed on 5 machines was also a deal breaker for me. Sure I could have fucked around with managing keys/connections myself, but why bother? I emailed their support about how inconvenient it was, and they told me I was free to pound sand or pay them for another subscription to enjoy the convenience of having their client installed on more devices.
Proton has been great since I switched, and I see no reason to use Mullvad these days.
I don’t know about that - I had my roof replaced (by insurance thankfully) about a year ago, and it was ~26k. HVAC out of pocket a couple years ago was about 15k. Not fun!