crime [she/her, any]

1989

I’ve got dings on my credit report for no debt lol. I get dings for not using enough of my credit limit and also for using too much. It’s a stupid system that exists to measure how easily banks can fleece you.

Credit scores. It goes up when you have more debt and goes down when you pay your debt off, but it goes down if you ask for a loan and it goes down if you even try to check what it is.

Absolute nonsense.