I noticed I’m in the same situation (tongue tied), and the only downside I noticed is when speaking Spanish I can’t really say the R as in the word “Rico” correctly. I do it in a very simple way but can’t hold it like most speakers can. And I though about having it corrected, but to me a surgery would be too big a risk for a small benefit.
Not sure about hand tools. I always buy the cheapest ones that apply to my needs, and they last. The only time I broke one was when I bought a screwdriver at Dollarama, but I understand that I went too far with the cheap tool. Power tools is correct 👍