~/git/vendor/<gitUser>/<repo>

and

~/git/<myName>/<forge>/<user>/<repo>

Examples:

~/git/vendor/EnigmaCurry/d.rymcg.tech
~/git/mike/forgejo/mikew/myproject
~/git/mike/github/johndoe/otherProject

I self-host forgejo. I’m not a heavy or advanced user, and it suits my needs. I barely use github any more: mainly to star repos I like, and find and use repos (there’s a ton there - it’s almost ubiquitous).