You can’t do that forever though. Eventually you’ll run out of credit and have to pay for it yourself. And by that point you’re probably getting crushed by the debt from a maxed out card, that you’d have been better off not using in the first place.
Have you ever been poor? Yes, sometimes you need credit to live. I’m still paying off debt from 2020 that I only acquired due to desperation and the threat of homelessness
Being able to live isn’t a choice.
Are you saying you need credit to live? Because that’s not true. Lot’s of people live that way, but it’s not necessary.
It can be. Depending on the circumstances in life you are in, credit may be the only way you’re able to pay for food.
You can’t do that forever though. Eventually you’ll run out of credit and have to pay for it yourself. And by that point you’re probably getting crushed by the debt from a maxed out card, that you’d have been better off not using in the first place.
Correct. But it’s either this or literally starve. That’s why you’ve got people here saying it isn’t really a choice.
Have you ever been poor? Yes, sometimes you need credit to live. I’m still paying off debt from 2020 that I only acquired due to desperation and the threat of homelessness