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Joined 11 months ago
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Cake day: August 2nd, 2023

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  • Living in the US, I see on a daily basis the indifference to climate. It’s been heavily politicized. One side cares a little, the other side does not care one bit. It’s very sad to see.

    I also lived in Europe for many years where climate is less politicized and more mainstream. Most people try to do their best to contribute regardless of their political preferences. It’s a big difference to what I see in the US.








  • require at least 20% down for their system to work would be a nonstarter for so many people.

    That’s not really how it works, though. You actually only have a to put down 5 percent or more in Denmark. Much like the US.

    The difference is that, in Denmark, the mortgage (the loan with the covered bond) can only finance 80 percent of the value, the rest can be financed by a regular bank loan. So 80 percent mortgage and 15 percent bank loan.