Unrelated to your concerns, I would suggest a screen or plumbing vent cap to keep rodents from dropping in through the vent. Most don’t realize that this is a thing that happens.

Download Xcode and build a couple of small projects to get your feet wet. It is a really intuitive environment to code in. You don’t need to pay anything to learn.

The DMN signed their own death warrant when they made obvious mistakes in their political endorsements in the previous presidential election cycle. They further obstructed their success with ridiculous subscription pricing changes making them inaccessible to most readers. The DMN is dead unless they clean house.

My wife and friends think I am nuts, but when I’m feeling digestively challenged I go for the “burn it out” philosophy. I go to my local tex-mex place and wolf a couple bowls of spicy salsa. Follow up with a chile relleno covered in queso and I’m normally right as rain (after a quick stop in the quiet, tiled room of requirement).

This is the most horrific thing I have seen in a long time and this the second time I have had to read about something like this. I work for a company that caused this to happen to another family in a different place using different fumigants but it brings me back to that time and I am weeping now.

I wept to my wife when I heard of my company’s malfeasance in their failure to ensure that nobody was harmed in that other place. I have since witnessed a top to bottom realignment of priorities in my workplace to focus on safety…too little, too late - they did crime then that to meet profit margins and they still hold that most dear despite lip service to “safety first”.

I’m so very sad that this happened again to another family and I hope that the perpetrators (most likely managers pushing production goals) pay a heavy price for their crime. (spoiler alert, at my company the bad guys were not properly punished and I am still salty about that).

My understanding of this (just worked through it with my wife) is that you will not take a tax hit on the disbursement when you take it but you will get hit with capitol gains taxes on it’s growth from inception of your contributions.

When you take it out, it has already been taxed but it will still count as income for your tax planning purposes in the year you receive it - hopefully you’re in a lower tax bracket when this occurs. It is not a taxable income (though it counts as an income and increases your tax bracket accordingly) but it’s growth since contribution will cost you at your current tax bracket as you take it.

Not a financial wizard here, ask a professional.

I wrote it to automate my workflow - I’m in sales. I enter site details at the customer location and my app crunches the numbers to pre-fill all relevant documents (contract, financing, etc) in PDF form. I also use it as a presentation device to explain service and product details/specs using pictures, videos and PDF documents.

No more paper, no more fiddling around with calculator and rate-cards. I do a little data entry and basically my job is done.

Oops, I’m sorry - I should have mentioned that it’s not on the App Store. It is chock full of company proprietary documents, photos and sales formulae. I wrote it just for myself.

The one I wrote myself to automate tasks at work. It has saved me hundreds of hours of tedium and makes my job so much easier. It only cost me a few weeks of learning (I am not a developer, just a tinkerer) to get it done. It lives happily on my phone and iPad and I use it every day.

The HR department at your company is the company’s advocate they are not your advocate.

If you haven’t already go get Reamde by Neil Stephenson. Slightly similar but less campy vibe - also enjoyed.

Streaming videos on my phone using speaker for audio while at the restaurant eating lunch. I figured for sure, everyone would want to get in on that awesome stand-up comedy action or zany talk show that I enjoy with my meal. It turns out that (gasp!) some people even think it’s rude…LOL.

I wouldn’t be overly concerned that the concrete cracked…it does that sometimes. Be concerned if you have heaving/unevenness in the support of your home. As others have said - contact a professional. I would suggest an engineer, not a foundation repair salesman…you get where I’m going with that - the foundation company will always suggest large-scale repairs. An engineer that has no financial dog in the fight will cost a bit but will give an hones opinion.

I can’t attest to the accuracy of your hypothesis but I have been thinking a lot about AI lately. I’m eagerly awaiting the day that some genius comes up with an AI post filter that I can tell it to “never show me cats” or “block and downvote all memes”. That will be the day that the internet becomes a peaceful place for me.

…and dogs rule, btw.

It shows up so much on all because you haven’t blocked it yet. Go ahead and kill shitposts and memes while you’re at it.

I haven’t seen a single bean-related post. Perhaps you have not been minding your “block-all-memes” mandate. I hate memes and shitposts and block communities and posters that break through at every opportunity.

I don’t have a WinPC but try wefwef.app and see what that looks like.